Rather, we display rates from lenders that are licensed or otherwise authorized to work in Vermont. Home Warranty disclosure for New Jersey Residents: The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.Ĭonsumers Unified, LLC does not take loan or mortgage applications or make credit decisions. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. It is very important to do your own analysis before making any investment based on your own personal circumstances and consult with your own investment, financial, tax and legal advisers.Ĭompany NMLS Consumer Access #2110672 MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER Our content is intended to be used for general information purposes only. Companies displayed may pay us to be Authorized or when you click a link, call a number or fill a form on our site. Thank you.ĬonsumerAffairs is not a government agency. If I didn’t have a joint account with a person who resides internationally I would have wanted to close my account with the Capital One, which by the way earns your savings account a yearly interest that amounts to a dollar or two. I had to correct the teller twice to give me $150 in $100=20 bills and $50=$5bills. Instead they were defensive in response to my unhappy comments. Last but not least, the customer service, both, in person and over the phone expressed no empathy.
Their problem solving has not imagination.
Having cash only means that I cannot make online transactions from purchases to paying bills for the next week or more. The only thing that can be done is I can withdraw cash from the account with the expired card. If I want expedited service, for that I have to be at home to sign upon receipt. All they can do is to follow the standard procedure which is to order a new card and have me wait 5-7 business days. Standing in a non ventilated corridor inside the bank’s branch and following a long wait on the phone, the customer service negated all of my speculations. Capital One needs to merge with Wells Fargo in these types of business dealings and underhanded policies and procedures. Capital One presented and showed me their TRUE COLORS and is ONLY interested in acquiring any and all fees and charges that they can from their customers, while providing totally worthless customer service and/or assistance. In addition to a completely worthless and waste-of-time, non-compliant, non-compassionate, uncaring and non-helpful customer service.
Overall, I have numerous credit cards with outstanding history & credit limits, but have never seen a policy and time frame like this, especially since it's an automated system receiving for on-line payments, as well as, all my other credit cards utilize a midnight time frame to receive on-line payment transactions. Being treated in this manner, I paid off the balance and instructed the account to be closed immediately. I was told that the payment terms are stated all over the website and any & all documents, as I have researched this, as I am on paperless billing, the only place that I see this noted is if I call up the current statement document and then it's referenced in one area in smaller case lettering. I was told by the rep/agent and the supervisor that it is out of their hands, as the system will not allow them to change, edit, or modify anything for customer assistance. 50,000 bonus miles after spending $4,500 in first 3 months.*.$500 bonus after spending $4,500 in first 3 months*.$150 bonus after spending $500 in first 3 months*.$300 bonus after spending $3,000 in first 3 months*.$200 bonus after spending $500 in first 3 months*.20,000 bonus miles after spending $500 in first 3 months*.50,000 bonus miles after spending $3k in first 3 months*.Capital One issues personal and small business credit cards that earn rewards and come with other perks and benefits, including 0% introductory APR periods and fraud liability protection.
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